Protect the plan.
Preserve the relationship.

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RIA Fiduciary Solutions is the outside insurance and annuity desk built for Registered Investment Advisors — turnkey case design, paperwork, and servicing, without disrupting your model, fees, or workflows.

Built for RIAs

You stay planner of record

Execute under our license if unlicensed, or integrate with your appointments.

01.

Fee-friendly workflows

Preserve your billing and client experience. We operate behind the scenes.

02.

Advisor-only

No retail channel conflict. We never compete for your client.

03.

Well-seasoned desk

A senior Outside Insurance Desk and case-design team for complex work.

04.

What we do

Three ways we take the operational weight off your firm.

We absorb suitability, carrier selection, e-application, issue, and servicing — so your team stays on planning, advice, and the client experience.

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Turnkey execution

Suitability, carrier selection, e-app, issue, and ongoing servicing — handled end to end, with clean data back to your systems.

Case design & structuring

Income, accumulation, and principal-protection strategies aligned to each client's plan and risk budget.

Legacy contract modernization

Audit aging VAs and FIAs for fees, riders, and guarantees. Model side-by-side outcomes and recommend keep, modify, or replace — with clear documentation.

How it works

Intake

You share plan context, constraints, and goals.

Design

We present plan-aligned options with transparent trade-offs and paperwork paths.

Execute & service

E-sign to issue under our license; ongoing service handled. You remain the client’s advisor.

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The hidden opportunity

It's already inside your book of business.

Many RIAs are sitting on untapped opportunity in legacy insurance and annuity assets no one has revisited in years. By helping you identify and evaluate them, RIAFS can help you:

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Improve Retirement Income Planning

Develop more reliable income strategies to help clients achieve long-term financial security.

Reduce Portfolio Risk

Implement risk-managed investment approaches designed to protect wealth through changing market conditions.

Modernize Portfolios & Improve Client Outcomes

Enhance portfolio construction with innovative solutions aimed at delivering better results for clients.

Create New Revenue Opportunities

Expand your service offerings and unlock additional sources of business growth.

Strengthen Client Retention

Build deeper client relationships through personalized strategies and ongoing value.

Experienced bench

Senior OID + case design depth, not a junior desk.

Built on a legacy of advisor success

Backed by more than 35 years inside the products themselves.

RIA Fiduciary Solutions is a DMI company. Since 1989, DMI has been an independent marketing organization helping financial professionals design and place annuity and life cases nationwide. Decades spent inside these products taught us exactly where the costs, surrender schedules, and compensation are built in — and we bring that knowledge to your side of the table.

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35+

Years serving financial professionals

1989

The year the work began

Nationwide

Advisors supported across the country

Senior

Case-design bench, not a junior desk

Your clients. Your relationships.

Your fiduciary standard stays yours.

RIA Fiduciary Solutions is not here to replace your process — we're here to enhance it. You remain the fiduciary and planner of record. We help you uncover opportunities, provide specialized planning support, and deliver solutions that help your clients reach their retirement goals while your firm grows.

FAQs

Do I need an insurance license?

No. If you’re unlicensed, we execute under our license. If you’re licensed, we integrate with your appointments.

Will this disrupt my fee model?

No. Workflows preserve your advisory relationship and billing.

Which carriers/products do you use?

We work with a wide, objective range of carriers. Product selection is driven by your client’s financial plan—not commissions or quotas.

How fast is turnaround?

SLA-backed cycle times with proactive updates and clean data back to your systems.

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Contact Us

Give us a call at (888) 673-9499. Or leave a message in the form below.

We’ll respond within one business day. No sales spam.
We’ll never sell or share your data.

See what's hidden in plain sight in your book.

Start with a complimentary advisory analysis. No sales spam — we respond within one business day.

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Securities offered through Simplicity Investments, Member FINRA/SIPC, 475 Springfield Ave, Summit, NJ 07901 (303) 797-9080. RIA Fiduciary Solutions (“RFS”) is not affiliated with Simplicity Investments. This is not an offer to sell or a solicitation to buy in any state the representative is not securities registered and insurance licensed in.

Check the background of this firm on FINRA’s BrokerCheck and SIPC

FOR REGISTERED INVESTMENT ADVISOR USE ONLY. NOT TO BE USED FOR CONSUMER SOLICITATION PURPOSES.

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Customer Relationship Summary.

Protect the plan. Preserve the relationship.